BISP Kafaalat Installment Withdrawal Bank List 2025 (Province-Wise) –Complete Details
The Benazir Income Support Programme (BISP) has officially announced the updated list of partner banks for the withdrawal of Benazir Kafaalat installments across Pakistan. This update ensures that beneficiaries can easily collect their financial assistance from authorized banks only, ensuring transparency, security, and convenience in the disbursement process.
As of December 2025, BISP beneficiaries can withdraw their Kafaalat installments through designated banks operating under government-approved payment systems. In this article, we’ll explain the complete BISP Kafaalat bank list, withdrawal process, regional details, and important guidelines for all eligible recipients.
BISP Kafaalat Installment Withdrawal Bank List (Province-Wise)
The Government of Pakistan has partnered with multiple banks to manage BISP payments in different provinces and regions. Below is the latest province-wise bank list for the Benazir Kafaalat installment withdrawal as of December 2025:
| Province / Region | Partner Banks for BISP Kafaalat Withdrawal |
| Punjab | Bank Alfalah & Habib Bank Limited (HBL) |
| Sindh | Habib Bank Limited (HBL) & Bank Alfalah |
| Khyber Pakhtunkhwa (KPK) | Bank of Khyber (BoK) & Habib Bank Limited (HBL) |
| Balochistan | National Bank of Pakistan (NBP) & Bank Alfalah |
| Gilgit Baltistan (GB) | Habib Bank Limited (HBL) |
| Azad Jammu & Kashmir (AJK) | Bank Alfalah & National Bank of Pakistan (NBP) |
| Islamabad Capital Territory (ICT) | Habib Bank Limited (HBL) & Bank Alfalah |
This updated list ensures that every beneficiary has at least one accessible banking partner in their area for smooth withdrawal of BISP funds.
How to Withdraw BISP Kafaalat Installment from Bank
If you’ve received an official SMS from 8171 confirming your payment, you can follow these steps to withdraw your money from your nearest authorized bank:
WhatsApp ChannelStep 1: Visit the Nearest BISP Partner Bank
Locate the designated bank branch or payment center in your district according to the bank list above.
Step 2: Bring Your CNIC
Carry your original CNIC for identity and biometric verification.
Step 3: Biometric Verification
Your fingerprint will be verified at the counter or ATM biometric device to confirm your identity.
Step 4: Receive Payment
Once verified, your Benazir Kafaalat installment will be disbursed immediately. You will receive the full amount without any deduction.
Step 5: Keep Your Receipt
Always collect and keep the payment receipt for record-keeping and verification.
Important: Official BISP Payment Centers Only
The government has repeatedly warned beneficiaries not to visit private shops or unauthorized agents for BISP withdrawals. All payments are processed only through approved banks or designated BISP payment centers.
If anyone demands a service charge or deduction, immediately report them to:
- BISP Helpline: 0800-26477
- Nearest BISP Tehsil Office
How to Check Your BISP Kafaalat Payment Status
You can easily verify whether your installment has been released before visiting the bank:
Method 1: SMS
- Send your CNIC number (without dashes) to 8171
- Wait for an official reply confirming your eligibility and payment status
Method 2: Online Portal
- Visit the official website 8171.bisp.gov.pk
- Enter your CNIC number and click “Check Eligibility”
- The system will show your payment details, amount, and bank name
Method 3: BISP Office Visit
Visit your nearest BISP office if you haven’t received an SMS but believe you’re eligible for payment.
Digital Banking Initiative – Easypaisa & JazzCash Integration
To further improve accessibility, BISP is planning to expand digital disbursement through Easypaisa and JazzCash by early 2026.
- This will allow beneficiaries to receive payments directly in their mobile wallets.
- Withdrawals will then be possible from Easypaisa and JazzCash agents nationwide.
This initiative aims to simplify the withdrawal process, especially for rural and remote area families.
Problems You May Face During Withdrawal
While the system has improved, some beneficiaries may face issues such as:
- Biometric verification failure (try another machine or bank branch)
- Network delay during verification
- SMS not received (can still check via CNIC on 8171 portal)
- Fake deductions (report to BISP helpline)
To resolve these issues, contact your nearest BISP Tehsil Office or call 0800-26477 for direct assistance.
BISP Kafaalat Payment Amount (December 2025)
As of December 2025, the Benazir Kafaalat installment stands at Rs. 13,500 per eligible family, distributed on a quarterly basis.
| Program | Amount (PKR) | Disbursement Cycle |
| Benazir Kafaalat | Rs. 13,500 | Every 3 months |
| Benazir Taleemi Wazaif | Rs. 2,500–4,000 | Per child, every 3 months |
| Emergency Relief Funds (if applicable) | Rs. 10,000–12,000 | As announced |
Conclusion
The BISP Kafaalat Installment Withdrawal Bank List for December 2025 makes it easier for beneficiaries to know where and how to collect their payments securely. With leading banks like HBL, Bank Alfalah, NBP, and BoK now handling disbursements, beneficiaries can access their funds more conveniently and transparently.
If you’re a registered BISP beneficiary, always check your eligibility and payment status through 8171 before visiting your bank. And remember — all withdrawals are free of charge, and no deductions should ever be made.
FAQs About BISP Kafaalat Installment Withdrawal Bank List
Q1: Which bank is used for BISP Kafaalat payments in Punjab?
In Punjab, beneficiaries can withdraw payments through HBL and Bank Alfalah.
Q2: Can I withdraw my BISP payment from any bank branch?
No. You must visit a designated BISP partner branch or payment center in your district.
Q3: Is biometric verification necessary?
Yes, biometric verification through CNIC is mandatory for all payments.
Q4: Can I get BISP money through Easypaisa or JazzCash?
Digital wallet payments will be introduced in early 2026. Currently, use bank centers only.
Q5: What should I do if my payment is deducted?
Immediately report it to the BISP helpline (0800-26477) or visit your nearest BISP office.
